Are you tired of living paycheck to paycheck and want to start building a healthy savings account? Building a healthy savings habit can feel like a daunting task, but with the right strategies, it’s more achievable than you might think. In today’s blog post, we’ll share 7 practical money-saving tips to help you start saving […]

Refinancing your mortgage can be a smart financial move under certain circumstances.  We’re always here to help you evaluate your individual situation but consider the following potential factors which may help determine whether the time is right for you to think about refinancing: Interest Rates: One of the primary reasons to refinance your mortgage is […]

We’ve all been there – stuffing our wallets with various cards, documents, and pieces of paper, thinking it will make our lives more convenient. However, this habit can actually put us at greater risk of identity theft and financial fraud if our wallets get lost or stolen. Financial security experts strongly recommend never carrying certain […]

Even though we’re a small, local bank, we have the amenities of a big bank, and this is especially true of our business solutions.

We are a local bank that strives to provide modern, big bank amenities to our customers and help them achieve financial success.

In a reverse mortgage loan, you can convert part of your home equity into cash, providing additional cash flow to support your lifestyle.

Bank of the James offers many tools to help you plan for retirement, including our Budget Calculator to organize your spending and saving.

While each situation is unique, there are factors that should be considered before you decide whether to save your cash or pay off debt.