Bank of the James

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How to improve your credit score in five easy steps

February 24, 2023 by Max Hann

Maintaining a high score will ensure that you are able to rent an apartment, qualify for a low-interest loan or even get a new job.

Filed Under: Articles, Tools

How to take advantage of your employer’s 401(k) match

February 24, 2023 by Max Hann

If you contribute a specific percentage of your income into your employer’s 401(k) plan, your employer will match that contribution.

Filed Under: Articles

Mortgage APR and interest rate: What you need to know

February 24, 2023 by Max Hann

Two of the most confusing pieces of homebuying are understanding the importance of your mortgage APR and interest rate.

Filed Under: Articles

Smart financial planning for your 20’s

February 24, 2023 by Max Hann

To secure your financial future and build a healthy relationship with your money, it’s important to learn about financial planning early.

Filed Under: Articles, Tools

Why you need an emergency fund and how to build it

February 24, 2023 by Max Hann

If you’re hit with a major car repair, storm damage to your home, job loss, or an unexpected illness, an emergency fund can be a lifesaver.

Filed Under: Articles

What is a joint bank account and how does it work?

February 24, 2023 by Max Hann

With a joint account, both account holders can add funds and make withdrawals without the other account holder present.

Filed Under: Articles

Five tips for couple money management

February 24, 2023 by Max Hann

Financial partners should know exactly where and how they spend their money and learn how to make good financial decisions.

Filed Under: Articles, Tools

How to create a financial budget that works for you

February 24, 2023 by Max Hann

Creating a budget is time-consuming and requires attention to detail, but once in place, it’s easy to live with a structured financial plan.

Filed Under: Articles, Tools

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